Opendoor trusted lenders

Coordinate your mortgage with your move

    By clicking "Get Connected", I authorize participating trusted lenders and Opendoor to make telemarketing calls to the number provided through an automatic telephone dialing system, an artificial or prerecorded voice or text message. I understand that this consent and authorization is not required and is not a condition to qualify for any loan, good or service.

    Streamline your move

    Your loan officer will work directly with Opendoor so you'll close on time.

    Save more

    Get competitive rates and $1,000 towards closing costs from a trusted lender to finance your next home.

    Get expert support

    We hold our trusted lenders to a high standard to ensure stellar service.

    Trusted Lenders

    Together, our trusted lenders have helped finance more than $68M in loans for customers across the country.

    movement mortgage logo

    Movement Mortgage was founded in 2008 and operates with funding in excess of $12 billion annually. Built on the principle of trust, Movement serves all Opendoor markets and is changing the lending industry with an efficient process and stellar customer service.

    Movement Mortgage, LLC supports Equal Housing Opportunity, NMLS 39179. For state specific licensing, visit

    vip mortgage logo

    VIP Mortgage was founded in 2006 and operates with funding in excess of $1.5 billion annually. VIP serves all Opendoor markets, and is dedicated to providing streamlined service to every borrower, from first-time homeowners to investors.

    V.I.P. Mortgage, Inc. supports Equal Housing Opportunity, NMLS ID 145502 AZ BK-0909074. For state specific licensing, visit

    How it works

    1. Let us know you’re interested in working with a trusted lender.
    2. We’ll connect you to a Loan Officer to get prequalified.
    3. Once you find the home you’re looking for, your Loan Officer will coordinate the purchase with your Opendoor Home Advisor.
    4. Get $1,000 towards your closing costs when you purchase an Opendoor home.


    Who are Opendoor’s trusted lenders?

    We partner with two national lenders, Movement Mortgage and VIP Mortgage, to help buyers secure financing for their move. Opendoor hand picked our trusted lenders so you know you’re getting expert service throughout the transaction.

    What are their interest rates, fees, and costs?

    Interest rates, lender fees, and costs vary based on factors like your credit score, your down payment, and the type of loan you’re requesting. Be sure to speak with your loan officer to get an idea of the costs.

    How do trusted lenders work with Opendoor?

    Loan officers from either VIP Mortgage or Movement Mortgage will work with your Opendoor Closing Manager to reduce the back and forth and streamline your closing. They’ll keep you in the loop throughout the transaction so you know what to expect with each step.

    How do I get $1,000 towards my closing costs?

    If you work with an Opendoor trusted lender to finance your home purchase, a $1,000 lender credit will appear on your closing statement, even if you decide to buy a non-Opendoor home.

    Do I need to use a trusted lender to buy an Opendoor home?

    No. We want you to use the lender that you feel most comfortable with. Although the $1,000 closing credit only applies if you work with a trusted lender, you are free to work with the lender you prefer!

    Can I use a trusted lender to buy a non-Opendoor home?

    Absolutely. You can work with a trusted lender to buy any home on the market and you’ll get a $1,000 lender credit towards your closing costs.

    Why should I work with a trusted lender?

    Trusted lenders have extensive experience working with Opendoor. This allows them to streamline the loan process and minimize the back and forth between you, your Closing Manager, and your Loan Officer.

    Why can't I get connected to trusted lenders in my city?

    We do not operate our trusted lender program in all cities, but we are working hard to launch everywhere. If your city is not listed, you can still obtain financing from a lender of your choice by searching online or in your local market.

    Legal Disclaimers

    Opendoor Labs Inc. (“Opendoor”) is not a lender, mortgage banker, or mortgage broker. We offer to connect you with third party lenders who can help you get pre-approved for a mortgage loan and other home financing needs. Opendoor does not receive any money or other thing of value for connecting you with these lenders.